DEBT MANAGEMENT and COUNSELLING RESOURCES
Debt management can be challenging for many people. Many of the following resources are created by experts in the field of finance. We provide them here for your convenience and use.
BUDGET/SPENDING PLAN
Ten Rules For a Successful Spending Plan
Monthly budget (client budget sheet) OR EXCEL Monthly budget form
Simplified Monthly Income Statement (during bankruptcy)
UNDERSTANDING AND REBUILDING CREDIT
9 Ways to Improve your Credit Profile
Understanding your Credit Report and Credit Score
“Rebuilding credit” by Bankruptcycanada.com
Shopping for a Pre-paid Credit Card
GENERAL
Is There a Hole in Your Pocket?
Shopping around for a Personal Bank Account
Understanding the Cost of a Payday Loan
Be Smart with Your Credit Card: 10 Tips to Help You Use Your Credit Card Wisely
Know Your Responsibilities as a Joint Borrower
The Financial Guide – Post Secondary Students
Thinking Of Opening A Tax-Free Savings Account (TFSA)
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With offices in Dartmouth, Bedford and Kentville, we serve clients throughout Greater Halifax, the Annapolis Valley and Nova Scotia. Your debt solution is only a phone call away.
Free Recorded Debt Information: 865-5497