COUNSELLING RESOURCES

Many of the following resources are created by experts in the field of finance.  We provide them here for your convenience and use.

BUDGET/SPENDING PLAN

Ten Rules For a Successful Spending Plan
Grocery List
Tracking Expenses
Weekly Spending Planner
Envelope System
Monthly budget (client budget sheet)
Simplified Monthly Income Statement (during bankruptcy)

UNDERSTANDING AND REBUILDING CREDIT

9 Ways to Improve your Credit Profile
Understanding your Credit Report and Credit Score
Dealing with Credit
“Rebuilding credit” by Bankruptcycanada.com

GENERAL

Is There a Hole in Your Pocket?
Shopping for a Mortgage
Shopping for a Pre-paid Credit Card
Shopping around for a Personal Bank Account
Understanding the Cost of a Payday Loan
Know Your Responsibilities as a Joint Borrower
Bankruptcy Cycle
Smart Use of a Credit Card

You must have Adobe Reader on your computer to view many of these documents.  For a free download, please visit the Adobe site.